Dayforce Wallet

Provide flexible, on-demand pay with Dayforce Wallet 

Embrace the power of on-demand pay for a happier workforce.  
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On-Demand Pay

Pay your people at the pace of real life

Don’t let your employees’ financial stress lead to a disengaged and absent workforce. Providing your people with access to their earned wages on demand gives them complete control over their finances, helps your organisation attract talent, and gives employees a reason to stay with you in the long run.

Give your people a reason to choose you

Offer a financial wellness benefit to help you stand out from the competition.

Pay your people directly on their Dayforce Prepaid Mastercard® without any hidden fees.

Empower employees to easily manage their expenses with the Dayforce Wallet mobile app.

Attract and retain new talent 

Attract talent by offering on-demand pay as an enticing benefit. 

Reduce 90-day attrition by as much as 25% among hourly employees.*

Minimise time-to-fill open positions by 13%.*
Source: Dayforce research, Jan.-June 2021

The modern way to pay 

Deliver on-demand pay, regular payroll deposits, and off-cycle payments, all in one solution. Dayforce Wallet is an extension of Dayforce Payroll, making it easy to pay on demand. 
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No monthly fees for employees

Dayforce Wallet empowers your employees with fee-free access to net pay when they need it most.2

Easy implementation 

Get up and running in hours, not months. Plus, enabling Dayforce Wallet doesn’t add steps to the pay cycle or funding process. 

Continuous calculation

Pay is calculated in real time, so employees can never access more than they’ve earned. 

What's Included

Make any day payday

Traditional pay cycles are a thing of the past. Dayforce Wallet gives your people the financial control they need to stay motivated and productive at work. 
Payroll on demand 

Employees can request a payout of their earnings any time1 during the pay cycle. 

Financial empowerment

Empower employees to regain a sense of control over their finances with access to their earned pay throughout the pay period.

Intuitive mobile app 

Employees can access their net pay, action requests, manage transactions, and transfer funds through our mobile app. 

Trusted by over 6,000+ Businesses

Why our customers love Dayforce

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“Today, innovation comes in the form of things like Dayforce Wallet. The idea that you have to wait for your paycheck to spend it is something Dayforce challenged, and they continue to innovate – that's the biggest reason we're partnering with Dayforce.”

Vinny Johar

Global Head of Reward Operations

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I think Dayforce Wallet is impacting how people get paid, and it’s going to influence the way that people work in the future. Why do you have to wait to get paid for the work you do? I think it’s a great benefit when it comes to retention and attracting associates.”

Steve Mauricio

Director of HRIS​, Caleres

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“What I love about Dayforce is the fact that my employees love Dayforce. My employees love the ease of access. My employees love Dayforce Wallet. It's about making the employee experience better, making our employees happier, making us a better place to work and to perform.”

Tom Walker

CFO

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Ready to get started?

See the Dayforce Privacy Policy for more details.

1 Not all employers choose to offer on-demand pay with Dayforce Wallet. Check with your employer to see if this is available to you. Some blackout dates and limitations may apply based on your employer's pay cycle and configurations.

2 On-demand pay is free; however, fees may apply to certain card and account transactions. Please see the Prepaid Cardholder Agreement for complete list of fees.

The Dayforce Prepaid Mastercard® is issued by Prepaid Financial Services Limited (PFS) pursuant to license by Mastercard. PFS is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference number 900036, for the issuance of electronic money and provision of payment services. Registered Office: 4th Floor, 35 Great St Helen’s, London, EC3A 6AP. Company Registration number: 06337638.

See the Dayforce Privacy Policy for more details.

The Dayforce Prepaid Mastercard® is issued by Prepaid Financial Services Limited (PFS) pursuant to license by Mastercard. PFS is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference number 900036, for the issuance of electronic money and provision of payment services. Registered Office: 4th Floor, 35 Great St Helen’s, London, EC3A 6AP. Company Registration number: 06337638.

FAQ

Frequently asked questions

How will my payroll and funding processes be impacted? 

Dayforce Wallet doesn’t add steps to the payroll process or funding schedule. Every on-demand request is treated as a regular payroll and taxes are remitted automatically on the employer’s behalf. On-demand payments generate their own earning statements and are recorded on the standard earning statement generated for the pay period.  

Dayforce’s continuous calculation engine ensures that all taxes, garnishments, and deductions are fully accounted for and reflected in the employee’s Available Pay figure. Employers can enable access of up to 100% net pay knowing that the figure is accurate. Plus, Dayforce fronts the funds to cover employees’ on-demand payments throughout the pay cycle, so your payroll impound won’t change. 

What if employees get themselves into financial trouble with the programme? 

Dayforce Wallet is easily configurable and flexible on the frequency and amount of pay that can be requested at any given time. In fact, Dayforce Wallet offers an effective alternative to other costly, riskier methods of accessing pay early, such as payday loans and high-interest credit products.  
Instead, Dayforce Wallet provides employees access to their own net pay for free and without the 2-3 business day turnaround. With a configurable rules engine governing how and when employees request their pay, your people benefit from greater control over their finances while sticking to internal payroll best practices. 

How complicated is the implementation process? 

Dayforce Wallet can be implemented quickly with minimal disruption to your current operations. The process is straightforward and simple and can be configured in a matter of hours. Implementation typically takes 2-5 hours on average, and employees follow an intuitive guided process to set up and activate their accounts independently.  

How do we maintain payroll compliance when on-demand payments are processed outside of the standard pay cycle? 

Dayforce Wallet is simply an extension and benefactor of the always-on, continuous calculation engine used to process regular payroll in Dayforce. Dayforce Wallet continuously calculates and sets aside taxes, deductions, and garnishments in accordance with applicable legal requirements and configurations. Employees must first earn enough to cover these required amounts before net pay is made available. 

Let us show you what Dayforce can do.

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