Dayforce Wallet

Provide flexible, on-demand pay with Dayforce Wallet 

Embrace the power of on-demand pay for a happier workforce.  
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On-Demand Pay

Pay your people at the pace of real life 

Don’t let your employees’ financial stress lead to a disengaged and absent workforce. Providing your people with access to their earned wages on demand gives them complete control over their finances, helps your organization attract talent, and gives employees a reason to stay with you in the long run.  

Give your candidates a reason to choose you 

Offer a zero-costfinancial wellness benefit to help you stand out from the competition.

Pay your people directly on their Dayforce Prepaid Mastercard® without any hidden fees. 

Save time and effort with a truly scalable platform that complements your existing technology stack.

Attract and retain new talent 

Attract talent by offering on-demand pay as an enticing benefit.

Reduce 90-day attrition by as much as 25% among hourly employees.*

Minimize time-to-fill open positions by 13%.*
*Source: Dayforce research, Jan.-June 2021

The modern way to pay 

Deliver on-demand pay, regular payroll deposits, and off-cycle payments, all in one solution. Dayforce Wallet is an extension of Dayforce Payroll, making it easy to pay on demand. 
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No monthly fees for employees

Dayforce Wallet is included with Payroll, meaning no additional cost to employers and no monthly fees2 for employees.

Easy implementation 

Get up and running in hours, not months. Plus, enabling Dayforce Wallet doesn’t add steps to the pay cycle or funding process. 

Continuous calculation

Pay is calculated in real time, so employees can never access more than they’ve earned. 

What's included

Make any day payday

Traditional pay cycles are a thing of the past. Dayforce Wallet gives your people the financial control they need to stay motivated and productive at work. 
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Payroll on demand 

Employees can request a payout of their earnings any time1 during the pay cycle. 

Prepaid card for immediate use 

The Dayforce Prepaid Mastercard® can be used for purchases, bills, and ATM withdrawals.  

Intuitive mobile app 

Employees can access their net pay, action requests, manage transactions, and transfer funds through our mobile app. 

Trusted by over 6,000+ Businesses

Why our customers love Dayforce

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“Today, innovation comes in the form of things like Dayforce Wallet. The idea that you have to wait for your paycheck to spend it is something Dayforce challenged, and they continue to innovate – that's the biggest reason we're partnering with Dayforce.”

Vinny Johar

Global Head of Reward Operations

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I think Dayforce Wallet is impacting how people get paid, and it’s going to influence the way that people work in the future. Why do you have to wait to get paid for the work you do? I think it’s a great benefit when it comes to retention and attracting associates.”

Steve Mauricio

Director of HRIS​, Caleres

Learn more

“What I love about Dayforce is the fact that my employees love Dayforce. My employees love the ease of access. My employees love Dayforce Wallet. It's about making the employee experience better, making our employees happier, making us a better place to work and to perform.”

Tom Walker

CFO

Learn more

Ready to get started?

See the Dayforce Privacy Policy for more details.

1 Not all employers choose to offer on-demand pay with Dayforce Wallet. Check with your employer to see if this is available to you. Some blackout dates and limitations may apply based on your employer's pay cycle and configurations. 

Consult the Cardholder Agreement and Fee Schedule for a complete list of fees. 

The Dayforce Prepaid Mastercard® is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Funds loaded onto the card are held by the issuer Peoples Trust Company, a member institution of the CDIC, and are eligible for CDIC coverage. Dayforce, Inc. is not a CDIC member institution. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and Fee Schedule. If you have any questions regarding the Card or such fees, terms, and conditions, contact Customer Support at 1-888-999-6824, Monday - Saturday, 8 am EST - 6 pm EST.

See the Dayforce Privacy Policy for more details.

The Dayforce Prepaid Mastercard® is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Funds loaded onto the card are held by the issuer Peoples Trust Company, a member institution of the CDIC, and are eligible for CDIC coverage. Dayforce, Inc. is not a CDIC member institution. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and Fee Schedule. If you have any questions regarding the Card or such fees, terms, and conditions, contact Customer Support at 1-888-999-6824, Monday - Saturday, 8 am EST - 6 pm EST.

FAQ

Frequently asked questions

How will my payroll and funding processes be impacted? 

Dayforce Wallet doesn’t add steps to the payroll process or funding schedule. Every on-demand request is treated as a regular payroll and taxes are remitted automatically on the employer’s behalf. On-demand payments generate their own earning statements and are recorded on the standard earning statement generated for the pay period.  

Dayforce’s continuous calculation engine ensures that all taxes, garnishments, and deductions are fully accounted for and reflected in the employee’s Available Pay figure. Employers can enable access of up to 100% net pay knowing that the figure is accurate. Plus, Dayforce fronts the funds to cover employees’ on-demand payments throughout the pay cycle, so your payroll impound won’t change. 

What if employees get themselves into financial trouble with the program? 

Dayforce Wallet is easily configurable and flexible on the frequency and amount of pay that can be requested at any given time. In fact, Dayforce Wallet offers an effective alternative to other costly, riskier methods of accessing pay early, such as payday loans and high-interest credit products.  

Instead, Dayforce Wallet provides employees access to their own net pay for free2 and without the 2-3 business day turnaround. With a configurable rules engine governing how and when employees request their pay, your people benefit from greater control over their finances while sticking to internal payroll best practices. 

How complicated is the implementation process? 

Dayforce Wallet can be implemented quickly with minimal disruption to your current operations. The process is straightforward and simple and can be configured in a matter of hours. Implementation typically takes 2-5 hours on average, and employees follow an intuitive guided process to set up and activate their accounts independently. 

How do we maintain payroll compliance when on-demand payments are processed outside of the standard pay cycle? 

Dayforce Wallet is simply an extension and benefactor of the always-on, continuous calculation engine used to process regular payroll in Dayforce. Dayforce Wallet continuously calculates and sets aside taxes, deductions, and garnishments in accordance with applicable legal requirements and configurations. Employees must first earn enough to cover these required amounts before net pay is made available. 

Let us show you what Dayforce can do.

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